LAST WILL AND TESTAMENT

OF HENRY E. ANDERSON

This document was prepared by:

Anderson & Associates Legal Firm

Beverly Hills, California

ARTICLE I – DECLARATION

I, Henry E. Anderson, currently residing at Beverly Hills, CA, being of sound and disposing mind and memory, and not acting under duress or undue influence, do hereby declare this to be my Last Will and Testament, revoking all wills and codicils previously made by me.

ARTICLE II – FAMILY

This Will is made for the benefit of the following:

Niyla V. Anderson – my only child and sole heir
Edward E. Anderson – my only sibling and trusted administrator

I have a spouse, but chose to intentionally make no provision for neither her nor any other person not named in this document.

ARTICLE III – APPOINTMENT OF EXECUTOR AND GUARDIANSHIP OF ESTATE

I hereby appoint my brother, Edward E. Anderson, as:

Executor of this Will
Sole Manager and Temporary Guardian of all real estate, businesses, financial assets, and personal valuables within my estate
Legal representative to act in the best interest of my daughter, until such time as she becomes qualified as described below

ARTICLE IV – OVERVIEW OF ESTATE

My estate has an estimated total value of $5,256,308 USD, and comprises:

A. Real Estate in the United States ($1,412,000)

Properties located in:

California, Florida, Texas, New York, Illinois, Georgia, Colorado, Nevada, and North Carolina

B. International Properties ($1,974,000)

Assets in:

Switzerland (Zurich), Norway (Oslo), Portugal (Lisbon)

C. Business Interests ($1,132,000)

Including but not limited to:

60% ownership in a New York-based marketing firm
35% ownership in a coffee roasting company in Oslo
40% stake in a luxury B&B in Geneva

D. Valuables and Personal Property ($385,000)

Includes jewelry, vehicle(s), wine, digital assets, art

E. Cash and Investments ($353,154)

Savings, checking, bonds, and stock portfolios

ARTICLE V – TEMPORARY CONTROL AND RESPONSIBILITIES OF MY BROTHER

Until my daughter, Niyla V. Anderson, satisfies the qualifications listed below, my brother, Edward E. Anderson, shall:

Hold full control and oversight of all assets and businesses
Act as Trustee and Business Director
Use estate income to:
- Maintain all properties and enterprises
- Provide for my daughter's well-being, education, and training
- Preserve and grow estate value

He may sell, lease, invest, or manage the estate as reasonably necessary, but may not liquidate or dissolve the businesses unless doing so is vital for the preservation of the estate or as part of a planned restructuring.

ARTICLE VI – CONDITIONS FOR TRANSFER TO MY DAUGHTER

All assets and management rights shall transfer to my daughter, Niyla V. Anderson, when both of the following conditions are met:

1. Business Readiness Certification

She must be certified in writing by the Board of Directors or governing trustees of my businesses that she is:

Competent in leadership and decision-making
Financially literate
Committed to the continuity of the businesses
Willing and able to take full fiduciary responsibility

2. Personal Stability

She must demonstrate entry into a committed and stable relationship with a clear intention of marriage. This may be evidenced by:

A formal engagement
Shared cohabitation and legal documents (e.g., joint lease or assets)
A notarized declaration of mutual intent to marry

ARTICLE VII – FULL TRANSFER OF ESTATE

Upon fulfillment of both conditions listed in Article VI:

My daughter shall become the sole legal owner of all assets, interests, and holdings of the estate, with no restrictions or supervision required.
My brother shall be relieved of all managerial and legal obligations pertaining to the estate.

ARTICLE VIII – FAILURE TO QUALIFY

If, by her 40th birthday, my daughter has not met the two conditions required:

My brother shall retain full rights of use, control, and ownership of the estate for life.
Upon his passing, the estate shall be placed into a perpetual family trust, with disbursements for educational, medical, or charitable use, as determined by the trust committee.

ARTICLE IX – PRIVATE DOCUMENTS

Private documents are included in the estate and shall follow the same chain of custodianship outlined above.

ARTICLE X – FINAL PROVISIONS

No Contest Clause: Any person who contests this Will shall forfeit any rights to my estate.

Governing Law: This Will shall be governed under the laws of the State of California, and will defer to applicable international succession laws where necessary.

Funeral and Burial: I request to be buried at a place chosen by my wife, daughter or brother in agreement.

Signed this 10th day of July, 1994 at

Los Angeles, California

Henry E. Anderson

Testator

We declare that the Testator appeared of sound mind and willingly signed this document in our presence:

Luisa Anderson

Witness 1: Luisa Anderson (Mother)

Volker Funch

Witness 2: Volker Funch

WILL OF TESTAMENT

OF MR. ANDERSON

OF THE ANDERSONS